Best Money-Making Apps

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If you want to use your phone to earn extra cash in your spare time consider a money-making app. An earning app is an app or browser extension that helps you earn extra cash whether it's cash back for selling goods and services or a combination of the two.

The best earning app is free to download offers multiple ways to earn money is compatible with iOS and Android devices and sends payments quickly.

The 7 Best Money-Making Apps of 2022

1. Best for Bargain Shoppers: Rakuten
2. Runner-Up, Best for Bargain Shoppers: Shopkick
3. Best for Automatic Payment: ibotta
4. Best for Photographers/Videographers: Foap
5. Best for Investors: Acorns
6. Best for Surveys: Google Opinion Rewards
7. Best for Fitness Buffs: Sweatcoin

Best for Bargain Shoppers: Rakuten

• Cost: Free
• Payout method: Check or PayPal
• Operating system: iOS and Android

Pros

• No fees
• Over 3,500 stores available
• Cash back can be applied to in-store purchases

Cons

• A PayPal account is required to receive payments electronically
• Non-electronic payments issued by check
• Payouts every quarter

Why We Chose It

Using Rakuten formerly known as Ebates users can search and shop by scanning items with in-store and online exclusive coupons to compare prices and get refunds on specific purchases from select retailers including Macy's and Sephora . Users can choose to shop using the mobile app or browser expand.

Here's how it works: After you sign up for a free account you need to download an app or extension to start shopping. Once you shop at Rakuten's list of more than 3,500 eligible retailers you'll earn a percentage of cash back (aka rebates).

While cash back on purchases is usually between 1% and 2% some people may earn up to 10% cash back depending on what you buy. You can even earn extra cash back by signing up for a Rakuten credit card. Plus new users get a $10 welcome bonus as long as you spend at least $25 on eligible sites Purchase within the first 90 days of registration.

Payments are issued every three months if you earn at least $5.01 in cash back. You can receive your funds electronically via PayPal or by post for physical inspection.

Runner-up Best for Budget Shoppers: Shopkick

• Cost: Free
• Payout method: Gift cards
• Operating system: iOS and Android

Pros

• Walk into partner stores to earn rewards
• Alternative ways to earn points
• More than 250,000 retail locations offer incentives

Cons

• Can only redeem rewards via gift cards
• Mobile app only; no browser functionality

Why We Chose It

For those who prefer to shop in person and online Shopkick can be a good option for earning extra cash. Like Rakuten it's a rebate-based program but instead of earning cashback you earn points (called kicks) that you can accumulate and redeem for gift cards.

To use Shopkick all you need to do is register an account to download the app and perform one or more desired actions. Some actions include: Walk into the store to scan the barcode of selected products (no purchase required) Use your Shopkick Link Card to purchase eligible products or Watch in-app videos.

Shopkick works with over 250,000 brick-and-mortar retail stores (and over 80 online) so finding one near you should be easy. You can earn gift cards from major retailers including Starbucks Amazon and Target.

Best for Automatic Payment : ibotta

• Cost: Free
• Payment Methods: Bank Account PayPal Gift Card
• Operating system: iOS and Android

Pros

• Earn actual cash back
• Works with mobile apps and browser extensions
• Low cash-out threshold

Cons

• Lower cash back than other apps
• Eligible retail locations may exclude regional and local stores

Why We Chose It

Ibotta is another app that gives you the option to earn cash back on in-person and online purchases. Similar to others you need to sign up for a free account and download an app or browser extension to make money.

Once you're done you can earn cash back in three ways: Upload your receipt to the app when you buy an eligible item Link a store loyalty card before shopping for special offers or shop at an eligible store through the ibotta app or website. Users can also earn additional income Get cash back by buying gift cards or referring a friend to use the app.

One downside to ibotta is that you have to complete tasks within the app to access its money-saving tools. It's not overly time-consuming but it can be a hindrance depending on how much free time you have. You also have to upload receipts manually there are only about 300 Eligible Retailers. However you can deposit cash directly into your ibotta account and then you can withdraw cash - no need to wait for a check

Best for Photographers/Videographers: Foap

• Cost: Free to join; use app to split profits 50/50
• Payout method: PayPal
• Operating system: iOS and Android

Pros

• Doesn't require a DSLR camera
• No minimum needed to withdraw cash

Cons

• Payouts are only through PayPal
• Send payment at least one full month after withdrawal

Why We Chose It

Perfect for aspiring photographers and videographers Foap is a money making app for Apple and Android devices that allows you to easily sell photos and videos. To use it you need to download the app and create an account then upload your photos and videos to your online portfolio.

You will get paid if your work is purchased by an agency brand or another user on Foap. Note that you will share the profits 50/50 with the app. So if Foap sells a photo for $10 you'll make $5. But a photo can be sold more than once which can lead to some important income.

You can also submit photos or videos to specific projects (Foap calls them Missions) for a chance to get paid more for your work.

Best for Investors : Acorns

• Cost: $3 or $5, depending on plan
• Payment method: Check account transfer only
• Operating system: iOS and Android

Pros

• No minimum deposit required
• Easy to invest money
• IRA Bitcoin and Checking Account Options

Cons

• High fees for smaller accounts
• Account balance fluctuates with market

Why We Chose It

Acorns is a micro-investing app that lets you invest in ETFs (Exchange Traded Funds) to help grow your retirement fund expand your portfolio and even invest in cryptocurrencies.

You'll fund your account by allowing Acorns to roll up purchases made with linked accounts into the next dollar and automatically invest your spare money into an ETF portfolio of over 7,000 stocks and bonds. You can also sign up for Acorns for recurring investments So you can further expand your portfolio by investing just a few dollars a day.

Acorns even has a list of Found Money partners that allow users to invest a portion of their purchases when buying leading brands. For more environmentally conscious investors you can choose ESG (Environmental Sustainability and Governance) funds.

If you want to invest for your kids Acorns charges a monthly fee of $3 for an all-in-one personal account or $5 a month for a family account. However you'll get a diversified portfolio from the Acorns support team automatic rebalancing of investment support and mobile access to everyone your account. You can also try the company's other products including Acorns Later an IRA and Acorns Spend checking account and debit card.

Best for Surveys: Google Opinion Rewards

• Cost: Free
• Payout method: PayPal only
• Operating system: iOS and Android

Pros

• $10 threshold for withdrawals
• Users will be automatically notified when surveys are available
• No purchases required to earn money

Con

• Payouts only sent through PayPal
• Survey availability varies

Why We Chose It

If you like to share your opinions and want to get paid this app might be a good choice for you.

To use it you'll need to download the survey app and complete short surveys on everything from hotels to TV shows to businesses when you have free time. It's a great way to earn extra cash during downtime when you're queuing up at the bank on the train or going to work during your lunch break.

Every survey you complete will be paid through Google Play Points or through PayPal. Each survey costs from $0.10 to $1 and is available for Apple and Android users. However your points may expire after 12 months and the app may collect personal data.

Best for Fitness Buffs : Sweatcoin

• Cost: Free
• Payout method: No cash-out option
• Operating system: iOS and Android

Pros

• Free to use
• You can redeem your rewards with over 600 partners

Cons

• You can't redeem rewards as cash
• Low earnings for most users

Why We Chose It

Sweatcoin is an app designed to reward people for exercising and taking steps. To use it you need to create an account download the Sweatcoin app and keep it running in the background on your phone all the time. Then get moving.

For every 1000 steps you take you will earn 0.95 Sweatcoins. Once you earn a certain amount of Sweatcoins you can redeem them for items like anti-gravity yoga classes Audible subscriptions and even vacations. There is also a weekly charity event where you can donate your Sweatcoins to Raise funds for one of the app's partner charities and if you wish you can also convert your earnings into cryptocurrencies instead of exchanging them for merchandise.

Most items will cost you around 20,000 Sweatcoins which means that if you walk 10,000 steps per day it may take you a long time to reach that threshold.

What Is a Money-Making App?

Money making apps are apps that you can download or add as a browser extension on your phone or tablet and it can help you make money in a variety of different ways. For example some might pay you a small fee to keep the app running in the background or to shop at certain places and get cash back. Others pay you to take surveys or participate in activities like exercise.

How Much Does a Money-Making App Cost?

Most money-making apps are free although some may come with a one-time download fee or a monthly subscription or usage fee. With rebate apps like Rakuten you need to make a purchase to get a refund.

Be sure to read the fine print when you sign up so you know what to expect and be realistic: apps that make money don't replace your earnings. However it can provide some extra cash or gift cards that you can save.

How We Chose the Best Money-Making Apps

To choose our top earning apps we looked at the features including the features and tools they offer how they can help you make money the company's background and reputation and when and how you get paid - whether it's cash gift cards or other form. We also looked at how easy it is Number of registered and used merchant partners and frequency of payments.

Posted By : LumpaCom - Informasi Tiada Henti

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